- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or ">Kasasa Cash Back® checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1.25% APY* on daily balances up to $50,000
- .25% APY on daily balances over $50,000
- 1.25% to 0.58% APY on balances over $50,000 depending on balance in account*
- No monthly maintenance fees
- No minimum balance to earn rewards
UNLOCK YOUR REWARDS WITH BANKING BASICS
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and log into online banking
You’ve got this. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. And you’ll still earn our base rate on Kasasa Saver. Then you can get right back to earning your full rewards the very next month.
When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of .0499885453% resulting in an annual percentage yield of .05% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account.
No minimum balance is required to obtain this bonus. $20 minimum deposit is required to open the account.
Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information.
Kasasa Cash Back: you will receive 4% cash back on up to a total of $225.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back, Kasasa Cash or Kasasa Tunes account during the Monthly Qualification Cycle in which you qualified.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and:
Kasasa Cash: the entire daily balance in the Kasasa Cash account earns .05% APY.
Interest will be credited to your Kasasa Saver and Kasasa Cash accounts on the last day of the current statement cycle.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:
Kasasa Cash Back:
APY = Annual Percentage Yield. APYs accurate as of 11/01/2021.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
One Monthly Direct Deposit/ACH credit or debit, enrollment in online banking, and enroll in e-Statements.
There are [no] recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash Back or Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa, Kasasa Saver, Kasasa Cash Back, Kasasa Cash and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.