Business Checking Services

The right tools make running your business easier

Running a business is demanding—but managing your finances shouldn’t be. With First National Bank’s digital banking tools, you can simplify everyday tasks, save time, and stay in control wherever your work takes you.

You don’t need expensive software or a dedicated IT team. Just enroll and gain access to a full suite of powerful, easy-to-use digital tools designed to help your business run faster, smarter, and more efficiently.

With Autobooks, you can accept payments quickly and securely through card or ACH—all in one place. Simple, flexible, and built to help your business grow.

  • Get Paid with an Invoice 
  • Accept a payment, in-app or online
  • Create a checkout page in minutes
  • Get Paid with a QR code  

Simplify Payments, Giving, and Community Engagement with Autobooks

Autobooks provides flexible, secure payment tools that make it easy to collect fees, payments, and donations—all in one place. Whether you're supporting services or engaging your community, Autobooks helps you streamline the process through convenient card and ACH payment options.

Make Service Payments Simple
Easily collect appraisal fees, application charges, and other service-related payments. Share a secure payment link, QR code, or invoice so customers can pay quickly and conveniently online.

Support Your Community with Donations
Encourage giving by offering an easy way to donate by card. Donors can even choose to cover processing fees, ensuring more of each contribution goes directly toward the cause.

Launch Online Payments in Minutes
Set up a simple online purchase experience for event tickets, sponsorships, and community programs—without the need for a complex e-commerce platform.

Built for Your Team and Your Customers
Use the same trusted payment tools your business customers rely on, making it easier for your team to support, recommend, and confidently use Autobooks every day.

Learn More about Autobooks

Deposit Checks from your desk or office.

Remote Deposit Capture (RDC) gives you the convenience of depositing checks without ever visiting a branch. Using a desktop scanner, you can securely upload check images and send them directly to the bank for processing.

Save Time and Eliminate Bank Trips
Deposit checks from your office, home, or on the go—no more daily trips to the bank or waiting in line. 

Access Funds Faster
Process deposits quickly, often the same day, helping improve your cash flow and keep your business moving forward. 

Simple and Easy to Use
Capture images of your checks, submit them securely, and receive confirmation—all in just a few steps. 

Secure and Reliable
Encrypted technology and built-in validation help protect your information and reduce the risk of errors or fraud. 

Perfect for Businesses of Any Size
Whether you’re depositing a few checks or managing high volumes, RDC offers the flexibility and efficiency to meet your needs

ACH Origination

It's the modern way to move money

Cut fewer checks. Streamline your bookkeeping. Free your staff from busy work. With Automated Clearing House Origination, your business can send and receive funds electronically, making things easier for customers, suppliers and your own team.

  • Save money by eliminating excessive check writing and handling
  • Save costly back-office time by reducing account reconciliation
  • Eliminate expensive "stop payment" fees due to lost checks
  • Reduce fraud exposure due to lost or stolen checks
  • Accurate cash-flow projections because you control the timing of payments

Direct Payroll

  • Payroll goes directly into an employee's account, allowing them to make fewer trips to the bank
  • Payroll posts to account by 8 a.m. on payment date, which provides immediate access
  • ACH is more secure than the mail as it eliminates delayed, lost or stolen checks
  • Funds can be directly paid into any type of checking or savings account

Direct Billing

  • Collect customer or client payments electronically
  • Improve your company image and service level
  • Enjoy a secure processing method
  • Reduce payment processing costs by reducing need for mail opening and data entry staff
  • Reduce check fraud
  • Improve cash flow and reduce number of returned checks
  • Save time and money in the collection process

Wire Transfers

Send funds lightning fast

In business, sometimes money needs to move in a hurry. When mailing a check is too slow and a credit card isn't an option, a secure Wire Transfer can get the deal done.

  • Initiate secure domestic transfers through Online Banking
  • Schedule one-time transfers or arrange for repeat transfers to the same account
  • Authorize who in your company can send transfers and put dollar limits in place















Business owner standing outside her shop.

Focus on growth, we'll handle the details.

Our Loan Officers will help you manage payments, deposits, and cash flow with ease.

Explore Our Loan Options