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Patriot Act Disclaimer - Important Information About Procedures for Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each customer that opens an account. What this means for you: when you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying information.
Home Personal Checking
Personal Checking Account | Print |

Generations Gold Plus

arrow Monthly Service Charge $7
arrow $20,000 Accidental Death and Dismemberment Insurance
arrow Unlimited Check Writing
arrow $50 Minimum Amount to Open
arrow Free NetPay services through FNBOnline
arrow Interest Bearing if Average Balance is $2500 or higher
arrow One free box of Checks per year
arrow First year free on a 3X5 Safe Deposit Box ($15.00 savings)
arrow Five free Cashiers Check & Money Orders per month
arrow $100 off Mortgage Closing Costs
arrow .125% discount on consumer loans
arrow Multiple travel, leisure, entertainment discounts
arrow Free Monthly Statements, with Check Image

Generations Gold

arrow Monthly Service Charge $5
arrow $10,000 Accidental Death and Dismemberment Insurance
arrow Unlimited Check Writing
arrow $50 Minimum Amount to Open
arrow Interest Bearing if Average Balance is $2500 or higher
arrow One free box of Checks per year
arrow First year free on a 3X5 Safe Deposit Box ($15.00 savings)
arrow Five free Cashiers Check & Money Orders per month
arrow $100 off Mortgage Closing Costs
arrow .125% discount on consumer loans
arrow Multiple travel, leisure, entertainment discounts through GG
arrow Free Monthly Statements, with Check Image

Next Generations eChecking

arrow eStatement required to avoid monthly service charge of $3.00
arrow Unlimited Check Writing
arrow $50 Minimum Amount to Open
arrow Multiple travel, leisure, entertainment discounts through GG
arrow Overdraft Fees assessed $5.00 per day if overdrawn more than 7 days

First eChecking

arrow eStatement required to avoid monthly service charge of $4.00
arrow Unlimited Check Writing
arrow $20 Minimum Amount to Open
arrow One free box of Checks at opening of account
arrow Overdraft Fees per day if overdrawn more than 7 days

Prime Select

arrow Monthly Service Charge is $4
arrow Service Charge waived if $500 Minimum maintained
arrow Unlimited Check Writing
arrow $20 Minimum Amount to Open
arrow Free Monthly Statements, with Check Images

First Select

arrow No Monthly Service Charge
arrow Age Requirements 18 thru 21
arrow $20 Minimum Amount to Open
arrow 15 Debits Included per Month
arrow Excess Debits over 15 are $.10 per Item
arrow Free Monthly Check Image Statements

Silver Select

arrow No Monthly Service Charge
arrow Age Requirements 50 and older
arrow $20 Minimum Amount to Open
arrow Unlimited Check Writing
arrow One free box of Checks per year
arrow Free Monthly Check Image Statements

Emerald Select

arrow Monthly Service Charge is $6
arrow Service Charge waived if $1500 average balance maintained
arrow Interest Bearing
arrow Unlimited Check Writing
arrow $20 Minimum Amount to Open
arrow Free Monthly Check Image Statements

First Combo

arrow Monthly Service Charge of $7
arrow Service Charge waived if $1000 or more held in savings or CD
arrow Unlimited Check Writing
arrow $20 Minimum Amount to Open
arrow Free Monthly Check Image Statements